High Cost Area Purchase Program Agency Credits Calculator
This calculator helps first time homebuyers estimate the agency credits available when purchasing a home in a high cost area through the High Cost Area Purchase Program. These credits can be used to buy down your interest rate, helping lower your monthly mortgage payment.
Simply enter your loan amount and credit score to see how much credit you may qualify for. The results are based on official pricing guidelines, giving you a clear understanding of the financial assistance available through this program.
Standard conventional underwriting guidelines apply. Borrowers will receive agency price credit on their rate lock. Offer is valid for only First Time Homebuyers on owner occupied properties in eligible census tracts.