Experience
8 years of experience
Zachary was born and raised in San Jose, CA and graduated from Bellarmine College Preparatory and Arizona State University.
One of Zachary’s favorite financial principles is the Time Value of Money. Even small, consistent habits—like saving a dollar a day or setting aside a portion of each paycheck—can grow into something substantial over time. This mindset plays a powerful role in preparing for retirement, managing mortgage payments, tackling college loans, and staying ahead of everyday expenses.