San Diego Home Loans Made Simple
We provide personalized mortgage solutions throughout San Diego and Sourthern California—offering low rates, fast closings, and expert guidance. Whether you're buying your first home, moving up, or refinancing, our local expertise and competitive loan options help you make smart, confident decisions.
The Mortgage Outlet is a family-owned mortgage broker and lender offering home purchase and refinance loans for residential properties.
Why Choose Us?
Trust
Real people. Real support.
In a world full of fakes.
Super Fast
Close your loan in as few
as 10 days—no surprises.
No Junk Fees
Nobody has time for application
or loan processing fees
Local Knowledge
Buying a home in San Diego means choosing from a wide range of communities, each with its own character—from the coastal charm of La Jolla to the vibrant urban lifestyle of a condo in Little Italy. We bring local expertise to help you navigate San Diego’s unique neighborhoods and competitive housing market. Our in-depth knowledge ensures your loan options match your lifestyle, budget, and long-term goals.
Carmel Valley
Cortez Hill
Core
La Jolla
Pacific Beach
East Village
Gaslamp Quarter
Torrey Pines
Harborview
Clairemont
Carmel Valley
Cortez Hill
Core
La Jolla
Pacific Beach
East Village
Gaslamp Quarter
Torrey Pines
Harborview
Clairemont
Little Italy
Harbor Island
Liberty Station
Midway
Mission Bay Park
Mission Beach
Morena
Ocean Beach
Point Loma
Shelter Island
Little Italy
Harbor Island
Liberty Station
Midway
Mission Bay Park
Mission Beach
Morena
Ocean Beach
Point Loma
Shelter Island
Sunset Cliffs
Balboa Park
Bankers Hill
Columbia
Golden Hill
Hillcrest
Middletown
Mission Hills
Mission Valley
Normal Heights
Sunset Cliffs
Balboa Park
Bankers Hill
Columbia
Golden Hill
Hillcrest
Middletown
Mission Hills
Mission Valley
Normal Heights
Marina
North Park
Old Town
South Park
University Heights
Encanto
O'Farrell
Emerald Hills
Rolando
Nestor
Egger Highlands
Marina
North Park
Old Town
South Park
University Heights
Encanto
O'Farrell
Emerald Hills
Rolando
Nestor
Egger Highlands
Otay Mesa
Palm City
San Ysidro
City Hieghts
College Area
El Cerrito
Kensington
Mount Hope
Rolando Village
Stockton
Talmadge
Otay Mesa
Palm City
San Ysidro
City Hieghts
College Area
El Cerrito
Kensington
Mount Hope
Rolando Village
Stockton
Talmadge
We know the San Diego real estate market is competitive, with high home values and unique lending challenges. That’s why we focus on helping you maximize affordability with strategic loan planning and programs designed to reduce your interest rate and monthly payment.
Key Benefits:
- Personalized loan solutions tailored to your financial goals
- Fast pre-approvals and expert guidance every step of the way
- One dedicated Loan Officer—no handoffs, no runaround
Home Loan Programs Available in San Diego:
- First Time Home Buyer Loans with below market interest rates
- Bank Statement Loans for self-employed borrowers
- Home Equity Loans to access the equity in your home
- Conventional Loans
- FHA, VA and USDA Loans
- Jumbo and Super-Conforming Loans
- Refinance and Cash Out Options