California Home Loans Made Simple
We provide personalized mortgage solutions throughout California—offering low rates, fast closings, and expert guidance. Whether you're buying your first home, moving up, or refinancing, our local expertise and competitive loan options help you make smart, confident decisions.
The Mortgage Outlet is a family-owned mortgage broker and lender offering home purchase and refinance loans for residential properties.
Why Choose Us?
Trust
Real people. Real support.
In a world full of fakes.
Super Fast
Close your loan in as few
as 10 days—no surprises.
No Junk Fees
Nobody has time for application
or loan processing fees
Local Knowledge
Buying a home in California means more than securing a great rate—it’s about choosing the right community in one of the most diverse and dynamic states in the country. From coastal cities to mountain towns, and suburban neighborhoods to urban hubs, our team understands the unique character of California’s regions. We’ll guide you through local market trends and financing options that align with your lifestyle and long-term plans.
Los Angeles
San Diego
San Jose
San Francisco
Fresno
Sacramento
Long Beach
Oakland
Bakersfield
Anaheim
Los Angeles
San Diego
San Jose
San Francisco
Fresno
Sacramento
Long Beach
Oakland
Bakersfield
Anaheim
Stockton
Riverside
Irvine
Santa Ana
Chula Vista
Santa Clarita
Fremont
San Bernardino
Modesto
Fontana
Stockton
Riverside
Irvine
Santa Ana
Chula Vista
Santa Clarita
Fremont
San Bernardino
Modesto
Fontana
Moreno Valley
Oxnard
Huntington Beach
Glendale
Ontario
Elk Grove
Santa Rosa
Rancho Cucamonga
Garden Grove
Oceanside
Moreno Valley
Oxnard
Huntington Beach
Glendale
Ontario
Elk Grove
Santa Rosa
Rancho Cucamonga
Garden Grove
Oceanside
Lancaster
Roseville
Palmdale
Corona
Salinas
Hayward
Sunnyvale
Escondido
Pomona
Visalia
Victorville
Lancaster
Roseville
Palmdale
Corona
Salinas
Hayward
Sunnyvale
Escondido
Pomona
Visalia
Victorville
Fullerton
Torrance
Orange
Pasadena
Santa Clara
Clovis
Simi Valley
Thousand Oaks
Concord
Vallejo
Fairfield
Fullerton
Torrance
Orange
Pasadena
Santa Clara
Clovis
Simi Valley
Thousand Oaks
Concord
Vallejo
Fairfield
California’s real estate market is competitive and often expensive. That’s why we help you maximize your affordability through strategic loan structuring, access to agency pricing credits, and a focus on lowering interest rates and monthly payments.
Key Benefits:
- Personalized loan solutions tailored to your financial goals
- Fast pre-approvals and expert guidance every step of the way
- One dedicated Loan Officer—no handoffs, no runaround
Home Loan Programs Available in California:
- First Time Home Buyer Loans with below market interest rates
- Bank Statement Loans for self-employed borrowers
- Home Equity Loans to access the equity in your home
- Conventional Loans
- FHA, VA and USDA Loans
- Jumbo and Super-Conforming Loans
- Refinance and Cash Out Options