The Mortgage Outlet's Asset Depletion Loan Program offers an alternative to traditional income documentation.
This program helps borrowers with substantial liquid assets qualify for a home loan using asset depletion as income—instead of standard employment income.
The Mortgage Outlet is a family-owned mortgage broker and lender offering home purchase and refinance loans for residential properties.
Who Is This Program For?
Retired or high net-worth borrowers with verified assets rather than monthly income
Eligible Property Types:
- Single Family Residences
- 2-4 Unit
- Condos
- Townhomes
Eligible Occupancy Types:
- Primary Residences
- Second Homes
No Tax Returns, W-2s or 1099s
Loan Amounts Up To $2 Million
Loan To Values Up To 90%
Credit Scores Down To 660
Up to 50% Debt To Income Ratios
Purchase, Rate/Term or Cash Out Refinance
No Tax Returns, W-2s or 1099s
Loan Amounts Up To $2 Million
Loan To Values Up To 90%
Credit Scores Down To 660
Up to 50% Debt To Income Ratios
Purchase, Rate/Term or Cash Out Refinance
Why Choose Us?
Trust
Real people. Real support.
In a world full of fakes.
Super Fast
Close your loan in as few
as 10 days—no surprises.
No Junk Fees
Nobody has time for application
or loan processing fees
Our Loan Officers
States We Serve
The Mortgage Outlet is licensed to provide mortgage loans in California, Colorado, Oregon, and Washington. Whether you're buying your first home or refinancing, we’re here to help with local expertise and competitive loan programs tailored to each state.