Today's Mortgage Rates
1 Year ARM
3 Year ARM
5 Year ARM
7 Year ARM
30 Year Fixed
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Rates, terms, and fees as of 10/07/2026 7:09 AM PT and subject to change without notice. See below to view important disclosures, assumptions, and APR information. Please note we offer additional home loan options not displayed here.
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Disclosures
Your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan. The APR shown here is based on the interest rate, any discount points, and, if applicable, other loan charges. For ARM interest rates, your new mortgage rate at adjustment will be based on an industry-determined index rate added to a margin. You'll receive specific index and margin information during the application process. Interest rates and payments may increase after consummation. After the initial fixed period, your interest rate may change periodically according to the market index. Any change may significantly impact your monthly payment. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply.
Assumptions
Rates and APR are based on 780 credit score, $1,000,000 loan size, 75% loan to value, owner occupied, single family residence property type and a 30-day rate lock period. These mortgage rates are based upon a variety of assumptions and conditions, which include a consumer credit score that may be higher or lower than your individual credit score. Your loan's interest rate will depend upon the specific characteristics of your loan transaction and your credit history up to the time of closing.
What is APR (Annual Percentage Rate)?
The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly percentage. APR is not the same as your interest rate. It includes the interest rate plus other charges or fees (such as discount points and origination charges). When shopping for a mortgage, you can use the APR to compare the costs of similar loans between lenders.
What loan sizes do you offer?
The Mortgage Outlet offers loan sizes from $200,000 all the way up to $2,500,000.
Do you offer interest only?
Yes, any of the above loans can have an interest only option added.
States We Serve
The Mortgage Outlet is licensed to provide mortgage loans in California, Colorado, Oregon, and Washington. Whether you're buying your first home or refinancing, we’re here to help with local expertise and competitive loan programs tailored to each state.