California Home Loans with a Local Advantage
At The Mortgage Outlet, we specialize in helping Californians navigate the complex home financing landscape. As a family-owned mortgage broker and lender, we proudly serve homebuyers and homeowners across the state—from San Diego to Sacramento, and everywhere in between. Whether you’re purchasing your first home, upgrading to a new one, or refinancing, we offer competitive loan options and deep expertise in California’s high-cost housing markets.
Why Californians Choose The Mortgage Outlet:
✅ Customized mortgage solutions for every income and credit profile
✅ Access to first-time homebuyer programs, agency credits, and down payment assistance
✅ Experience with jumbo loans and high-balance loan limits unique to California counties
✅ Fast pre-approvals, responsive service, and transparent communication
The Mortgage Outlet is a family-owned mortgage broker and lender offering home purchase and refinance loans for residential properties.
Why Choose Us?
Trust
Real people. Real support.
In a world full of fakes.
Super Fast
Close your loan in as few
as 10 days—no surprises.
No Junk Fees
Nobody has time for application
or loan processing fees
Home Loan Programs Available in California:
Conventional Loans
FHA, VA, and USDA Loans
Jumbo and Super-Conforming Loans
First-Time Homebuyer Programs
Refinance and Cash-Out Options
California’s real estate market is competitive and often expensive. That’s why we help you maximize your affordability through strategic loan structuring, access to agency pricing credits, and a focus on lowering interest rates and monthly payments.